Right now, if you have more than one credit card in your wallet, you may have one that has a price protection benefit. Wonderful in theory, but a nightmare in practice. If you're like most people, you don't have the time or inclination to a) monitor price drops, b) fill out complicated paperwork, or c) navigate the labyrinth that is an automated phone menu.

Earny is an app that automates the process for you and after you sign up, rebate checks just start showing up in the mail.

A few catches:

1) You have to give them access to the email you use for your online purchases and your Amazon account.

Admittedly not for the privacy conscious, but keep in mind that other "free" websites are regularly collecting data about you and selling advertising that is shown to you. These tactics are designed to liberate money from your wallet, whereas Earny is designed to put money BACK in your wallet.

2) They take a 25% cut of your rebate. So if you buy something for $60, and the price drops to $50, out of the $10 they collect for you $7.50 goes to you and $2.50 goes to Earny.

Why would I give away 25% of what I'm entitled to? I had the same thought, but quickly got over it because normally, I wouldn't be getting any rebate. And 100% of $0 is...$0.00. So I gladly give Earny a commission for their help and their set it and forget it technology.

Real figures: In one year of using Earny, I received $49 in rebates without doing anything.

Next steps:

If you are curious about signing up for Earny and this post has been helpful, please use my referral link HERE when signing up.

If you sign up and start to receive checks, please let me know what you think! I would love to hear from you.

Next post, next Saturday 6:30 a.m.