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Posts in Ducats
Beware the Data Vampire!

iPhone users, do this right now!

Did you know your iPhone has a feature called "WiFi Assist" that may be running up your cellular data charges unintentionally? If your mobile data plan has a cap with data overage charges, this could cost you a pretty penny.

WiFi Assist, a feature that’s turned on by default in iPhones running iOS 9 will automatically use cellular data if WiFi connectivity is weak. This can happen even when you are not actively using the phone, like in the middle of the night!

If you don’t want this to happen to you, there is a not so EZPZ way to turn it off.

1. Go to Settings

2. Select Cellular

3. Scroll all the way down and toggle WiFi Assist off.

By placing the WiFi Assist toggle at the very bottom, it seems likely that a lot of users will never even know it is there.

I was relieved to see that I didn't have this turned on. This article does a great job of explaining the issue.

Next post next Saturday, 6:30 a.m.
Hungry Like the Wolf

There is no sincerer love than the love of food.

~George Bernard Shaw

I remember the first time my wife and I serendipitously stumbled into IKEA on the Kids Eat Free night. Our child was small at the time, but he has always punched above his weight class when it came to eating! I imagine having more than 1 such kid could get expensive so I understood the appeal as I glanced around the cafeteria, jam-packed with large families. Still, you can only eat Swedish meatballs so often.

SO...for your gastronomic and money-saving pleasure, the infographic below has a list of many different retail restaurants and the nights your kids can eat for free.

Fair warning: The excellent Lifehacker article is from 2014, so you might want to call first.

Next post next Saturday, 6:30 a.m.
Never Get Another Store Credit Card Again

Have you ever been at the register about to pay when the clerk asks, "Would you like to open up a _______ card today and save an extra x% on your entire purchase today?" I picture a marketer, a psychologist and the devil in a conference room drafting this tantalizing offer.

If you bite, a dance begins where your personal information slowly circles a credit approval algorithm. As for the audience, you try to ignore the laser beams being shot from the eyes of the increasingly impatient people behind you. Hopefully, it goes smoothly and you are delayed only five minutes or so. And then for various reasons you never use the card again or only use it once in blue moon. It's one more card to keep track of until you finally get around to cancelling it.

As it turns out, there is an EZPZ way to avoid having to sign up for a store card. Recently we discovered at Macy's if you use Macy's gift cards you are also eligible for the extra discount as if you were using a Macy's card. So use your normal credit card to buy as many gift cards as you need to get the discount.

Good luck!

Next post next Saturday, 6:30 a.m.